NJ Uber Lyft accident lawyer cases in New Jersey require experienced legal representation. At Maxwell, Tassini & Gardner, LLC in Spring Lake, we help injured clients throughout Monmouth and Ocean counties pursue their NJ Uber Lyft accident lawyer claims. If you need a NJ Uber Lyft accident lawyer attorney who understands New Jersey law, call (732) 230-5003 for a free consultation.
Can I Sue After an Uber or Lyft Accident in New Jersey?
Rideshare services like Uber and Lyft have become a daily transportation option for thousands of New Jersey residents. But when a rideshare vehicle is involved in an accident, determining who is liable and which insurance policy covers your injuries can be more complicated than a typical car crash. Whether you were a rideshare passenger, another driver, a pedestrian, or a cyclist, you may have the right to file a personal injury claim.
Rideshare Insurance Coverage in New Jersey
Both Uber and Lyft provide liability insurance for their drivers, but the amount of coverage depends on the driver’s status at the time of the accident:
- App off: The driver’s personal auto insurance applies. Uber and Lyft provide no coverage.
- App on, waiting for a ride request: Limited liability coverage applies (typically $50,000 per person / $100,000 per accident for bodily injury and $25,000 for property damage).
- Ride accepted or passenger in vehicle: Full commercial liability coverage applies—typically $1 million in combined single-limit coverage, plus uninsured/underinsured motorist coverage.
Who Can You Sue?
Depending on the circumstances, you may be able to pursue a claim against:
- The rideshare driver — if the driver’s negligence caused the accident.
- Another driver — if a third-party driver caused the collision.
- Uber or Lyft — while these companies classify drivers as independent contractors to limit liability, their insurance policies still cover accidents that occur during active rides. In certain circumstances, claims against the company itself may be possible.
PIP Coverage for Rideshare Accidents
New Jersey’s no-fault PIP system (N.J.S.A. 39:6A-4) still applies to rideshare accidents. If you were a passenger in the rideshare vehicle, you can file a PIP claim through the rideshare driver’s policy, your own auto insurance policy, or the policy of a household member. If you do not have auto insurance, the rideshare company’s PIP coverage may be available. Learn more about how PIP works in New Jersey.
The Verbal Threshold and Rideshare Claims
If you selected the verbal threshold on your own auto policy, you must still demonstrate a permanent injury under N.J.S.A. 39:6A-8 to sue for pain and suffering. However, if you do not own a car and have no auto insurance policy, the verbal threshold may not apply to you, potentially giving you an unrestricted right to sue.
Steps to Take After a Rideshare Accident
The steps after a rideshare accident are similar to those for any car accident in New Jersey: call 911, document the scene, seek immediate medical attention, and report the accident to the rideshare company through the app. Additionally, take a screenshot of your ride details (driver name, trip route, and time) before the information disappears from the app. Do not give a recorded statement to any insurance company without consulting an attorney first.
Why Rideshare Accident Claims Are Complex
Rideshare accident claims often involve multiple insurance policies, disputes between personal and commercial coverage, and corporate legal teams. Uber and Lyft have teams of attorneys and adjusters whose job is to minimize payouts. Having an experienced personal injury lawyer in your corner ensures that every applicable insurance policy is identified and pursued, and that you receive the full compensation you are entitled to under New Jersey law.
Contact MTG Lawyers Today
Maxwell, Tassini & Gardner, LLC
302 Washington Avenue, Suite 101
Spring Lake, NJ 07762
Phone: (732) 230-5003
Serving Monmouth and Ocean counties
If you were injured in an accident in New Jersey, you may have a compensable claim. Call MTG Lawyers at (732) 230-5003 for a free, no-obligation consultation. We speak English and Spanish. Hablamos español.
Understanding your NJ Uber Lyft accident lawyer case is essential. Our attorneys handle NJ Uber Lyft accident lawyer matters daily and know how to maximize your recovery. A NJ Uber Lyft accident lawyer attorney at Maxwell, Tassini & Gardner, LLC can evaluate your claim during a free consultation.
Learn More About NJ Uber Lyft accident lawyer
For more information about nj uber lyft accident lawyer, explore these related resources:
- NJ passenger injury claim — related guide from MTG Lawyers
- what to do after NJ car accident — related guide from MTG Lawyers
- NJ personal injury case value — related guide from MTG Lawyers
- NJ MVC Transportation Network Companies — official NJ resource
For personalized guidance on nj uber lyft accident lawyer, contact MTG Lawyers for a free consultation. Call (732) 230-5003 or reach out online today. Our NJ personal injury attorneys have helped thousands of accident victims recover the compensation they deserve.